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Cryptocurrencies are increasingly used to pay for goods and services, in particular, the world's largest companies Microsoft and Starbucks, popular Internet platforms Amazon and eBay actively accept virtual money on a par with Fiat currencies. And the total volume of transactions using bitcoin exceeded similar indicators in the Western Union System, which only confirms the reliability and security of the introduction of new forms of payment. Bitcoins and altcoins (other cryptocurrencies) open access to an unlimited market. More and more companies support the development of new financial technologies. Restaurants and hotels, food delivery services and the world's largest universities accept bitcoins even more willingly than their national currencies. The whole countries are introducing cryptocurrency as a means of payment in almost any field. Japan is one of the first who legalized the payment of any goods and services using bitcoin.
By the way, studies of the Blockchain Clover company showed that from 148 billion dollars that were sent from the US by individuals to other countries in 2017, more than 15% of transfers were carried out using cryptocurrency. This means that blockchain technologies have already taken the 4th place at that time among all means of sending money, conceding only to such popular, but more expensive options as online services, money transfer systems and banking services.However, along with many advantages (including low transaction costs), the use of cryptocurrencies as a payment instrument has a number of features that prevent the active spread of this method among corporations and ordinary consumers. For example, it is necessary to develop common protocols of cybersecurity, to regulate the national legislation of different countries, to ensure the legality of the use of cryptocurrencies for any payments.
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